PCI DSS

PCI DSS Implementation And Certification

DigiFortex helps in PCI DSS Implementation and Certification globally. PCI DSS is the Payment card industry data security standard is a set of security standards enforced by payment/card companies to ensure safe and secure handling of card holder data. PCI DSS is a standard for organisations handling, storing and processing cardholder data. This framework helps protect sensitive data and plays a crucial role in fortifying the security structure of the entire business. It helps organisations maintain trust among their customers by demonstrating commitment to high data security standards.

PCI Security standards council sets standards and supporting material, creating specialised frameworks , tools and resources to help organisations maintain cardholder information.

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What Is PCI DSS?

Payment Card Industry (PCI) Data Security Standard (DSS) is an information security standard developed to enhance cardholder data security.

PCI DSS is applicable to all entities that store, process or transmit cardholder data and/or sensitive authentication data.

PCI DSS is a set of security standards formed in 2004 by Visa, MasterCard, Discover Financial Services, JCB International and American Express.

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PCI DSS Requirements

1. Install and Maintain Network Security Controls
2. Apply Secure Configurations to All System Components
3. Protect Stored Account Data
4. Protect Cardholder Data with Strong Cryptography During Transmission Over Open, Public Networks
5. Protect All Systems and Networks from Malicious Software
6. Develop and Maintain Secure Systems and Software
7. Restrict Access to System Components and Cardholder Data by Business Need to know
8. Identify Users and Authenticate Access to System Components
9. Restrict Physical Access to Cardholder Data
10. Log and Monitor All Access to System Components and Cardholder Data
11. Test Security of Systems and Networks Regularly
12. Support Information Security with Organizational Policies and Programs

PCI DSS Certification Benefits

1. Builds trust and confidence among customers
2. Enhances safety, reduces the risk of security breaches
3. Meets the global security standards
4. Avoids penalties
5. Trust in remote and online transactions
6. Being PCI DSS compliant can serve as a competitive advantage

Why Companies Should Invest In PCI DSS ?

1. To protect customer data
2. Legal and Regulatory Compliance
3. Reduce risk of data breaches
4. To improve security posture
5. Being PCI DSS compliant can serve as a competitive advantage

How Much Does PCI DSS Certification Cost?

There are several factors which affect the cost to achieve PCI DSS, the size of the company, annual volume of transactions, geographical location, etc.

PCI DSS Consulting Services

DigiFortex provides a range of PCI DSS compliance consulting services. We offer the following: PCI Compliance Program, PCI Compliance Solutions, PCI DSS Security Policies, PCI Self-Assessment, and PCI DSS Audit services.

DigiFortex can assist you in achieving compliance with the PCI DSS standard. You can choose which areas you want support in, and we will tailor our service to meet your requirements. Our experienced consultants will conduct a PCI DSS Gap Analysis as a starting point to determine your current compliance levels and then put steps in place to ensure you meet the industry standards. For those who need to undergo self-assessment, we are able to help conduct internal and external vulnerability scans and deliver penetration testing too.

Our consultants can support:

1. Scope reduction
2. Gap analysis
3. Policy documentation
4. Procedure development and documentation
5. Technical solution design
6. Self-assessment questionnaire (SAQ) completion, ROC and or AOC

PCI DSS Process

1. Business Understanding: Evaluating business process and environment to understand the in-scope elements
2. Scope Finalization: Finalize the scope elements and prepare the requirement documentation
3. Gap Assessment: Gap Assessment compare the organization’s existing controls against with PCI DSS requirements. This helps to identify any control deficiencies or gaps that need to be addressed for compliance
4. Gap Report: Gap report provides an in depth evaluation of the organization's current practices and processes in relation to the desired standards. All the identified gaps are addressed in the report
5. Gaps Closure: All identified gaps are closed by implementing the controls within the organisation as per the standards
6. Scans And Testing: Identify critical vulnerabilities in your system with a robust testing approach
7. Evidence Review: Examines the evidence provided by the organization to validate the effectiveness of controls in place
8. Evidence QA: Evidence QA ensures that the evidence provided is of high quality, enabling the auditor to make informed decisions and provide an accurate opinion on the organization's controls
9. Final Assessment And Attestation

PCI DSS Deliverables

1. Policies & procedures with Project Office Support
2. Gap Analysis Review
3. Remediation guidance and support scoping
4. PCI DSS Audit
5. Testing after remediation – ASV Scanning
6. Reporting
7. Certification
8. ROC/AOC

Merchant Levels PCI DSS